:root{--red:#C8102E;--red-dark:#9E0B23;--red-soft:#FDECEF;--text:#1f2328;--muted:#5b626b;--line:#ececec;--white:#fff}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--text);background:var(--white);line-height:1.6}
a{color:var(--red);text-decoration:none}
a:hover{color:var(--red-dark)}
.container{width:min(1100px,92%);margin:0 auto}

/* Header */
header{position:sticky;top:0;background:var(--white);border-bottom:1px solid var(--line);z-index:50}
.nav{display:flex;align-items:center;justify-content:space-between;padding:16px 0;flex-wrap:wrap;gap:10px}
.logo{font-size:1.4rem;font-weight:800;color:var(--text);letter-spacing:-.5px}
.logo span{color:var(--red)}
nav a{margin-left:22px;color:var(--text);font-weight:600;font-size:.95rem}
nav a:hover,nav a.active{color:var(--red)}

/* Hero */
.hero{background:linear-gradient(180deg,var(--red-soft),var(--white));padding:90px 0 80px;text-align:center}
.tag{display:inline-block;background:var(--red);color:#fff;padding:6px 16px;border-radius:30px;font-size:.8rem;font-weight:700;letter-spacing:.5px;margin-bottom:22px}
.hero h1{font-size:clamp(2rem,5vw,3.4rem);line-height:1.15;margin-bottom:18px;letter-spacing:-1px}
.hero h1 em{color:var(--red);font-style:normal}
.hero p{max-width:640px;margin:0 auto 30px;color:var(--muted);font-size:1.1rem}
.btn{display:inline-block;background:var(--red);color:#fff;padding:13px 30px;border-radius:8px;font-weight:700;border:2px solid var(--red);transition:.2s}
.btn:hover{background:var(--red-dark);border-color:var(--red-dark);color:#fff}
.btn.outline{background:transparent;color:var(--red)}
.btn.outline:hover{background:var(--red);color:#fff}

/* Sections */
section{padding:70px 0}
section.alt{background:#fafafa}
.section-title{text-align:center;margin-bottom:44px}
.section-title h2{font-size:2rem;margin-bottom:8px;letter-spacing:-.5px}
.section-title h2::after{content:"";display:block;width:56px;height:4px;background:var(--red);margin:12px auto 0;border-radius:4px}
.section-title p{color:var(--muted);max-width:620px;margin:0 auto}
.grid{display:grid;gap:24px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}
.card{background:var(--white);border:1px solid var(--line);border-radius:14px;padding:28px;transition:.2s}
.card:hover{transform:translateY(-4px);box-shadow:0 12px 30px rgba(200,16,46,.12);border-color:var(--red)}
.card .icon{font-size:2rem;margin-bottom:12px}
.card h3{margin-bottom:8px;font-size:1.15rem}
.card p{color:var(--muted);font-size:.95rem;margin-bottom:14px}
.card a.more{font-weight:700;font-size:.92rem}
.num{width:42px;height:42px;border-radius:50%;background:var(--red);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:800;margin-bottom:14px}

/* CTA */
.cta{background:var(--red);color:#fff;text-align:center;padding:70px 0}
.cta h2{font-size:2rem;margin-bottom:10px}
.cta p{margin-bottom:26px;opacity:.92}
.cta .btn{background:#fff;color:var(--red);border-color:#fff}
.cta .btn:hover{background:var(--red-soft)}

/* Inner pages */
.page-head{background:var(--red-soft);padding:60px 0;text-align:center}
.page-head h1{font-size:2.4rem;letter-spacing:-.5px}
.page-head p{color:var(--muted);margin-top:8px}
.content{max-width:800px;margin:0 auto;padding:60px 0}
.content h2{margin:30px 0 10px;font-size:1.4rem}
.content p,.content li{color:#3a4048;margin-bottom:12px}
.content ul{padding-left:22px}
.notice{background:var(--red-soft);border-left:4px solid var(--red);padding:16px 20px;border-radius:6px;margin:20px 0}
.service-block{padding:34px 0;border-bottom:1px solid var(--line)}
.service-block:last-child{border:0}
.service-block h2{margin:0 0 8px}
.link-list{list-style:none;padding:0;margin-top:14px}
.link-list li{padding:12px 16px;border:1px solid var(--line);border-radius:8px;margin-bottom:10px;display:flex;justify-content:space-between;align-items:center;gap:12px;flex-wrap:wrap}
.link-list a.btn{padding:8px 18px;font-size:.88rem}
form{display:grid;gap:14px}
input,textarea{width:100%;padding:13px;border:1px solid #ddd;border-radius:8px;font:inherit}
input:focus,textarea:focus{outline:2px solid var(--red);border-color:var(--red)}

/* Footer */
footer{background:#1a1a1a;color:#ddd;padding:56px 0 24px}
.foot-grid{display:grid;gap:30px;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));margin-bottom:34px}
footer h4{color:#fff;margin-bottom:12px}
footer a{display:block;color:#bbb;margin-bottom:8px;font-size:.92rem}
footer a:hover{color:#fff}
footer .logo{color:#fff;display:block;margin-bottom:10px}
footer p{font-size:.92rem;color:#bbb}
.copy{border-top:1px solid #333;padding-top:20px;text-align:center;font-size:.85rem;color:#888}

@media(max-width:640px){nav a{margin:0 12px 0 0}.hero{padding:60px 0}}

/* Service items */
.svc-grid{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));margin-top:18px}
.svc{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff;display:flex;flex-direction:column;transition:.2s}
.svc:hover{border-color:var(--red);box-shadow:0 10px 24px rgba(200,16,46,.10);transform:translateY(-3px)}
.svc h3{font-size:1.05rem;margin-bottom:6px}
.svc p{color:var(--muted);font-size:.92rem;flex:1;margin-bottom:14px}
.svc .btn{padding:9px 18px;font-size:.88rem;text-align:center}
.svc .badge{align-self:flex-start;background:var(--red-soft);color:var(--red);font-size:.72rem;font-weight:700;padding:3px 10px;border-radius:20px;margin-bottom:10px}
.search{max-width:520px;margin:0 auto 10px}
.msg{padding:14px 18px;border-radius:8px;font-weight:600;display:none}
.msg.ok{display:block;background:#e8f7ee;color:#146c3a;border-left:4px solid #1fa75a}
.msg.err{display:block;background:var(--red-soft);color:var(--red-dark);border-left:4px solid var(--red)}

/* Sub-categories and email card */
.sub{margin:26px 0 4px;font-size:1.1rem;color:var(--red);border-left:4px solid var(--red);padding-left:10px}
.mail-card{text-align:center;border:1px solid var(--line);border-radius:16px;padding:44px 24px;background:#fff;box-shadow:0 10px 30px rgba(200,16,46,.08)}
.mail-card .big{font-size:3rem;margin-bottom:8px}
.mail-card h2{margin:0 0 8px}
.mail-card .addr{display:inline-block;font-size:1.3rem;font-weight:800;margin:14px 0 22px;word-break:break-all}

/* Category, sub-pages and articles */
.crumbs{font-size:.88rem;color:var(--muted);margin-bottom:18px}
.crumbs a{font-weight:600}
.chips{display:flex;flex-wrap:wrap;gap:10px;margin:14px 0 4px}
.chips a{border:1px solid var(--line);border-radius:30px;padding:7px 16px;font-size:.88rem;font-weight:600;color:var(--text);background:#fff}
.chips a:hover{border-color:var(--red);color:var(--red)}
.tips{background:#fafafa;border:1px solid var(--line);border-radius:12px;padding:20px 24px;margin:22px 0}
.tips h3{margin-bottom:8px;font-size:1.05rem}
.tips ul{padding-left:20px}
.tips li{margin-bottom:6px;color:#3a4048}
.article{max-width:760px;margin:0 auto;padding:50px 0 70px}
.article h2{margin:30px 0 10px;font-size:1.4rem}
.article p,.article li{color:#3a4048;margin-bottom:12px}
.article ul,.article ol{padding-left:24px;margin-bottom:12px}
.meta{color:var(--muted);font-size:.88rem;margin-bottom:22px}
.back{display:inline-block;margin-top:24px;font-weight:700}
.card .tagline{font-size:.78rem;font-weight:700;color:var(--red);letter-spacing:.4px;margin-bottom:8px;display:block}
.cat-card ul{list-style:none;padding:0;margin:0 0 14px}
.cat-card li{padding:5px 0;font-size:.93rem}

/* ===== Version 3: logo, polish ===== */
.logo{display:flex;align-items:center;gap:10px}
.logo-img{height:44px;width:auto;display:block}
.logo-text{font-size:1.3rem;font-weight:800;letter-spacing:-.3px;color:var(--text)}
.logo-text span{color:var(--red)}
footer .logo{display:flex;margin-bottom:12px}
footer .logo-text{color:#fff}
.logo-tile{background:#fff;border-radius:10px;padding:5px 7px;display:flex}
footer .logo-img{height:34px}
footer p a{color:#ddd}

.hero{position:relative;overflow:hidden}
.hero::before{content:"";position:absolute;right:max(2%,calc(50% - 560px));top:30px;width:340px;height:380px;background:url(logo-mark.png) no-repeat center/contain;opacity:.08;pointer-events:none}
.hero .container{position:relative}
@media(max-width:800px){.hero::before{display:none}}

.trust{border-bottom:1px solid var(--line);background:#fff}
.trust-row{display:flex;justify-content:center;gap:34px;flex-wrap:wrap;padding:16px 0;font-weight:600;font-size:.92rem;color:var(--muted)}

.chips-bar{display:flex;flex-wrap:wrap;gap:10px;justify-content:center;margin-bottom:34px}
.chip{border:1px solid var(--line);background:#fff;border-radius:30px;padding:8px 18px;font:inherit;font-size:.9rem;font-weight:600;cursor:pointer;color:var(--text)}
.chip:hover{border-color:var(--red);color:var(--red)}
.chip.active{background:var(--red);border-color:var(--red);color:#fff}

.article .lead{font-size:1.1rem}
.article ol li,.article ul li{margin-bottom:8px}
.rel{padding-left:22px}
.rel li{margin-bottom:8px}

.about-grid{display:grid;gap:40px;grid-template-columns:1fr 280px;align-items:start}
.about-logo{position:sticky;top:100px;text-align:center;border:1px solid var(--line);border-radius:16px;padding:30px 20px;background:#fff}
.about-logo img{max-width:100%;height:auto;max-height:340px}
@media(max-width:760px){.about-grid{grid-template-columns:1fr}.about-logo{position:static;order:-1}.logo-text{font-size:1.15rem}.logo-img{height:38px}}

/* Contact form */
.contact-form{max-width:620px;margin:22px auto 0;display:grid;gap:8px}
.contact-form label{font-weight:700;font-size:.92rem;margin-top:6px}
.contact-form select{width:100%;padding:13px;border:1px solid #ddd;border-radius:8px;font:inherit;background:#fff}
.contact-form select:focus{outline:2px solid var(--red);border-color:var(--red)}
.contact-form .btn{margin-top:10px}
.msg{padding:14px 18px;border-radius:8px;font-weight:600;display:none;margin-top:6px}
.msg.ok{display:block;background:#e8f7ee;color:#146c3a;border-left:4px solid #1fa75a}
.msg.err{display:block;background:var(--red-soft);color:var(--red-dark);border-left:4px solid var(--red)}

/* Policy table of contents */
.toc-list{columns:2;column-gap:36px;list-style:none;padding-left:0;font-size:.93rem}
.toc-list li{margin-bottom:6px;break-inside:avoid}
.content h2[id]{scroll-margin-top:90px}
@media(max-width:640px){.toc-list{columns:1}}